Put money on a habit. Finish and it comes back. Don’t, and it goes to your charity.
How a challenge works
Put money on it.
Stake $10 or more for 28 to 365 days, pick the charity it would go to, and sign your promise. Up to $25 on your first challenge.
Check in every day.
A time-stamped photo from Kept’s camera, or a short quiz for reading and languages. Friends who back you approve it, or Kept’s AI checks it near midnight if you allow it.
Two shields.
Miss a day and a shield breaks; the challenge goes on a day longer. A third miss ends it. Missed a day you shouldn’t have? A person reads every appeal.
Kept.
Finish, and your stake comes back to you. Friends who backed you pledged to your charity, and their pledges go to it.
The phone shows screens from Kept’s design; the app may differ a little.
Try a stake
$10$50$100$150$200$250$300
Slide it, or use the arrow keys. Kept’s fee prints on the receipt.
Stake
$25.00
Kept’s fee $1.50 + 3%, max $7.50
$2.25
Total
$27.25
You finish
$25 comes back to you, and your friends’ pledges go to your charity.
You don’t
$25 goes to your charity, and your friends’ pledges go back to them, unless they chose to give anyway.
Pretend money in the beta. $10 or more; up to $25 on your first challenge.
Kept’s fee is the same whether you finish or not, and it’s shown to the cent before you sign. Changed your mind? Cancel by the end of Day 1 and your stake and every pledge come back; the fee doesn’t.
Sixteen habits Kept can check.
Mind
ReadA photo of the last page, then a short quiz
Learn a languageA short quiz at your level, no photo
StudyYour notes, or a lesson-complete screen
Finish a LeetCode problemToday’s accepted submission
Mind and body
Play chessToday’s finished game or puzzle
Work outA photo at the gym or mid-workout
Walk or runA photo outdoors, or your tracker’s distance
10,000 stepsToday’s step count, 10,000 or more
Body and food
Ride a bikeYour bike outdoors, or your ride screen
Stretch or yogaA photo on the mat, mid-pose
Cook at homeA photo mid-cooking, on the stove
Eat your greensYour meal, with vegetables on the plate
Calm and making
JournalToday’s page, with today’s date on it
MeditateYour app’s session-finished screen
Practice an instrumentA photo of you playing
Draw or paintToday’s drawing or painting, in progress
Not ready to put money on it? Track any habit for free, with no money, photos or friends.
What Kept promises
Pretend money in the beta. Real stakes come after review.
Kept’s fee is shown to the cent before you sign.
A person reads every appeal.
Run by Ka Technology in Portland, Oregon.
Questions
Is the money real?
Not yet. Kept’s beta runs on pretend money while every rule is reviewed. Real stakes come after that review, by card first, with USDC on Solana planned.
Who checks my days?
Friends who backed your challenge approve your check-ins. If none has by the evening, Kept’s AI checks it, but only if you said yes. Kept’s AI can approve a day; when one isn’t approved, you can appeal to a person.
Who can see my challenges?
Your friends. You can also make a challenge public, so people who don’t know you can back it; they see its progress, never your name or profile. Your email, date of birth and state are never shown to anyone.
Which charities?
A short list of US charities that Kept vets. You pick one for each challenge.
Who can join?
Adults (18 and over) in the United States, on iPhone first.
